Changes in national farm policy mean that farmers must assume more of their own farming risk. Shrinking profit margins and increasing risks are leading more farmers to pass their risk to their private insurance company. Crop insurance is a farmer’s best remaining safety net that can be tailored to fit his own risk management needs.
MPCI – Multiple Peril Crop Insurance is available in varying levels of coverage to provide a source of guaranteed income when there is a production loss.
MPPlus – Market Price Plus is a supplemental policy to MPCI to increase the MPCI market price.
CRC – Crop Revenue Coverage protects against lost revenue caused by low prices, low yields, or any combination of the two.
CRC Plus – Crop Revenue Coverage Plus is a supplemental policy to CRC that lets you increase the base price.
Crop Hail – Crop Hail coverage gives you acre by acre protection up to the actual cash value of the crop.
IP – Income Protection is an insurance plan that protects against reductions in gross income when yields or prices fall.
Named Peril – Named Peril is flexible coverage you design to protect crops from damaging weather conditions during the coverage period you select.
Group Risk Plan – Group Risk Plan is designed as a risk management tool to insure against widespread loss of production of the insured crop in a county.
Revenue Assurance – Revenue Assurance protects against low revenue caused by low prices or low yields, or a combination of both.
